Saving money sounds good at first, but when it comes to home repairs, you have to decide if you want to save money now or later. What most homeowners don’t realize is that unlicensed contractors are cheaper for multiple reasons. The obvious one is that they do not acquire a bond to protect their work and thus, do not have to pay licensing fees. [Read more…]
Um, is it August? These Santa Ana winds are so pervasive this year–right now it feels like the height of summer, not the depths of winter. Many other areas of the nation, like Alabama, are facing extreme weather right now, and Washington State was just ravaged with winter storms that brought most of the state to a standstill. But, they’re still standing, unlike the towns in Alabama destroyed by this week’s tornadoes. [Read more…]
There’s ways to prevent water damage in your home that are just common sense—don’t let your 5-year-old run the bath water for themselves, for instance, or making sure you hire a professional install your windows so you know they are watertight.
But there’s smaller, less obvious ways that you prevent water damage by regularly checking the areas that are most likely to suffer from it. Modern homes have plenty of appliances, sinks, showers and other places where water is merely controlled by hoses, taps or buttons. And let’s not even get into how electricity and water do not mix! [Read more…]
Believe it or not, there are only a few places in the United States that are considered “flood-free”. And even if your home isn’t sitting on top of a flood plain, that doesn’t mean that there won’t be a natural disaster to surprise you. What with the weather we’ve had this year, anything can happen this winter! You can check your area with the FreeFlood.com website.
Flooding is the most common natural disaster in our nation, and according to the National Flood Insurance Program it caused almost $3 billion in losses in less than a decade, between 2001 and 2010. Remember—your regular homeowners insurance policy does not cover flooding, and additional coverage is required. And if you’re thinking that you don’t need it, read this next part carefully: 20 percent of flood claims come from places where the flood risk is low, says FloodSmart. [Read more…]